【Fintech周报是由钛媒体TMTpost发布的特色产品,将整合本周最重要的金融科技行业的监管政策、行业动态。】
监管动态
- 证监会就公募基金运作管理办法及配套规则征求意见
中国证监会10月9日公布三份征求意见材料:修订后的《公开募集证券投资基金运作管理办法(征求意见稿)》、实施规定及基金合同内容与格式准则。现行办法自2014年修订后已逾10年,草案拟完善基金投资运作监管、压实管理人职责,支持权益类基金发展,并调整部分监管指标及运作机制;规则涉及产品注册、申购赎回、投资限制、收益分配和持有人大会等事项。配套文本还对基金类别、运作方式及合同披露作细化,要求管理人强化研究、投资、交易全流程管理和大额申赎监测。意见反馈截止日为11月8日,证监会将根据意见完善后履行程序发布;目前均为征求意见稿,尚未生效。
- 财险产品开发管理新规发布,11月1日起施行
国家金融监督管理总局10月9日发布《财产保险公司保险产品开发管理规定》,共8章41条,自11月1日起施行,2017年起实施的产品开发指引同步废止。新规重申保险利益、损失补偿、诚实信用、射幸合同和风险定价原则,列出八类禁止开发情形;分别规范主险与附加险的条款、命名和费率,并对附加险设置专章,明确其定义、开发目的及负面清单。公司须由主要负责人牵头产品管理委员会,对在售产品持续评估、修订或清理;个人类条款须清楚易懂,免责内容需显著提示。主要负责人、合规负责人及总精算师等产品管理责任也进一步明确。
- 金融领域严重失信主体名单规定10月1日起施行
金融监管总局关于严重失信主体名单管理的试行规定于7月公布,10月1日起施行。本期报道对应的是施行节点,并非10月新发文。规定将受到监管处罚且违法违规性质特别恶劣、情节特别严重的个人、法人等纳入名单,情形分为三类:机构许可证被吊销、终身禁业或任职资格被撤销;严重违法行为经从重处罚或采取准入等措施并破坏市场秩序;有履行能力却拒不执行监管决定并被法院裁定强制执行。监管部门可在许可、资质、政府采购和招投标中将名单作为重要考量并提高检查频次,金融机构可在投融资、授信、贷款、保险业务中参考。列入满三年原则上移出,满一年且已履行决定、消除影响并未再犯等符合条件者可申请提前移出;规则设有事先告知、申辩和信用修复程序。
企业动态
- 宜信发信致歉:可能已资不抵债
10月12日,宜信集团在旗下瑞承、宜人优选App上发布了《关于向类固收产品客户的致歉信》。
当天,北京市公安局朝阳分局通报,近期,该局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前,实际控制人唐某(男,53岁)、赵某(女,51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。
宜信集团称,2026年5月22日,由于宜信集团普惠金融和财富管理业务规模收缩,收益不佳,集团研究决定全面停止类固收产品兑付,尽量通过良性清退公平清偿所有投资者。但是由于集团多项业务亏损较大,加上市场化处置资产价值低,缺乏有效资金来源,造成类固收产品实质违约,对此向产品客户深表歉意。
信中表示,宜信集团在全面停止类固收产品兑付后,系统梳理各类业务状况,抓紧时间委托第三方机构进行清产核资,财务尽调机构梳理相关材料,初步发现宜信集团可能资不抵债,偿债缺口较大。宜信集团未兑付类固收产品对应的底层资产质量差,积极寻求市场化整体处置无果。法律尽调机构表示无法根据集团提供的交易渠道和模式等相关材料,对类固收产品合规性进行独立调查。【界面】
- 杭州银行完成CIPS直接参与者升级,跨境人民币清算提速
杭州银行成功完成CIPS(人民币跨境支付系统)从间接参与者到直接参与者的系统升级与身份跃迁。依托直连CIPS的数字金融新基建,杭州银行聚焦外贸企业跨境支付痛点,打造高效、低成本、全线上的跨境人民币清算服务体系。该行依托大数据、云计算等数字技术,搭建与CIPS系统直连的新一代跨境支付平台,实现清算秒级到账、服务全天候,助力浙江外贸企业提升跨境资金周转效率。CIPS直接参与者身份意味着银行可自主接入人民币跨境支付系统核心枢纽,减少中间环节,提升跨境清算的直达性与时效性,为其服务区域外贸企业提供基础设施支撑。
- 中信银行分行高管密集调整
10月9日,国家金融监督管理总局九江监管分局发布批复,核准李知远中信银行九江分行行长的任职资格,要求自行政许可决定作出之日起3个月内到任。
半个月内,中信银行另有四份批复相继落地:9月30日,德阳监管分局核准敬思明德阳分行副行长任职资格;9月29日,上饶监管分局核准李刚上饶分行副行长任职资格;9月24日,陕西金融监管局核准丁长栋西安分行行长助理任职资格;同日,雄安新区金融监管分局核准杨健中信银行河北雄安分行副行长任职资格。【21财经】
- 平安银行董事会审议通过人工智能管理办法
10月8日报道,平安银行董事会在国庆节前审议通过《平安银行人工智能管理办法(1.0版,2026年)》。该行向回应,制定办法是落实金融监管总局6月发布的银行业保险业人工智能指导意见,旨在完善全行AI开发应用治理体系。报道披露,办法拟由董事会战略委员会统筹,建立覆盖开发、应用和退出的全生命周期管理,涉及数据安全、算法风险、伦理审查、责任追溯及风险分类分级,并遵循“谁使用谁负责”等原则。该行称AI用于风险管理、客户服务、运营管理和内控;截至2026年6月底,已落地大模型应用场景超过450个。报道发稿时办法全文尚未公开。
- 德银中国重庆分行获批关闭
重庆金融监管局9月28日披露的批复显示,同意关闭德银中国重庆分行,批复落款时间为9月22日。
重庆金融监管局在批复中表示,接此批复文件后,德银中国重庆分行应当立即停止一切经营活动,于15个工作日内向我局缴回金融许可证。德银中国应稳妥处理关闭重庆分行的相关善后工作。
公开资料显示,德银中国是德意志银行的全资子公司,总部设在北京,并在中国法律法规和监管部门允许的范围内开展企业银行项下环球交易银行业务、投资银行项下环球市场业务和债务资本市场业务、私人银行项下财富管理以及其它各项业务。【界面】
- 青海三州13家县域农商行启动整合,农信地市统一法人改革提速
9月下旬,青海省黄南、海南、海北三个州辖内的十余家县域农商行几乎同时挂出临时股东大会通知。按照排定的议程,这些分散运营多年的地方法人机构将在国庆假期前后集中表决一揽子议案,把各自的法人地位装入一家新设的州级统一法人农商银行之中。
根据披露的公告,海北州有海晏、门源、刚察、祁连四家县域农商行定于10月9日上午齐聚临时股东大会,议案核心均围绕新设一家“青海海北农村商业银行”展开;黄南州一侧,同仁、尖扎、泽库、河南四家行选择在9月30日先行投票,拟据此筹组"青海黄南农村商业银行";海南州一侧动作最大,共和、贵德、贵南、同德、兴海五家行定于10月8日同步表决,目标是“青海海南农村商业银行”。三州合计涉及十余家县域法人机构,合并后三家新行均以州域为经营边界。【界面】
- 浙商大佬仇建平再出手,3.25亿元入股网商银行
10月9日,国家金融监督管理总局浙江监管局发布批复,同意A股上市公司巨星科技(002444.SZ)分别受让万向三农集团有限公司(简称“万向三农”)、杭州禾博士电子商务有限公司(简称“禾博士”)持有的4467.82万股、5673.54万股网商银行股份。受让完成后,巨星科技将持有1.01亿股网商银行股份,持股比例达1.54%,跻身该行第九大股东。
网商银行是由蚂蚁集团发起设立的一家全国性互联网银行,发展至今已成为我国头部民营银行之一。近年来,网商银行在引入新股东方面动作频频,此次股权变更,是继2025年三家浙江本土民企相继入股后,网商银行引入的第4家产业股东。【21财经】
- 新华保险增持国泰海通H股,年内险资举牌降温
10月9日,新华保险披露举牌公告,公司通过新华资产增持国泰海通(601211.SH;02611.HK)H股995.96万股后,与一致行动人新华资产、新华资产(香港)合计持股升至7.1亿股,占国泰海通H股股本的20.24%。
这是国内险资首次,将单家券商H股持股占该券商H股股本比例推至两成以上,若按国泰海通175.81亿股总股本折算,新华系持股比例约4.04%,足以跻身这家“券商航母”的第二大单一股东之列。
2026年以来,险资举牌热度明显回落,据时代财经梳理,年内仅5家险企合计举牌上市公司7次,不足2025年同期13家险企、超30次举牌的三成。【时代财经】
- 42家上市银行三季报披露时间表确定,上海银行饮得“头啖汤”
上市银行的三季度业绩报告发布季即将拉开帷幕。目前,多家上市公司已预告了其业绩披露的时间安排。
梳理42家上市银行的披露时间表发现,上海银行拔得头筹,将于10月21日公布自己前三季度的“成绩单”。其次是平安银行、杭州银行和江阴银行,前者将于10月24日披露三季报,后两者将于10月28日披露。10月31日为三季报集中披露日,当日包括6家国有大行在内,有18家银行会披露自己今年前三季度的业绩。 【21财经】
海外动态
- Spiko完成9000万美元B轮融资
代币化现金基金平台Spiko于10月6日宣布完成9000万美元B轮融资,由New Enterprise Associates领投,Index Ventures、Bpifrance、Speedinvest等参与;公司称累计融资达1.2亿美元。Spiko通过网页和移动应用提供现金基金,也向金融平台开放API,产品覆盖欧元、美元、英镑和瑞郎。公司披露其基金管理资产约27亿美元,客户超过1万,分布于25个以上司法辖区;这些规模数据为公司披露。新增资金将用于推出新产品、进入新市场及扩充团队,计划在德国、意大利、西班牙、荷兰和北欧地区增设本地团队。
- 新加坡金管局发布金融机构人工智能风险管理指引
新加坡金融管理局(MAS)10月7日发布《金融机构人工智能风险管理指引》,适用于所有金融机构及各类人工智能技术。指引要求董事会和高级管理层明确责任,并在企业层面及具体应用场景层面管理风险,建立适当粒度的AI使用清单和风险重要性评估。管理范围包括数据治理、系统测试、人工监督、网络安全、持续监测和变更管理;机构对第三方提供或嵌入的AI仍负管理责任,应评估供应商并取得足够保证;若无法将风险控制在自身风险偏好内,可限制、暂停或替换相关服务。指引允许按风险暴露采用相称控制,分阶段实施:第3至4节自2027年10月7日起落实,第5至6节须于2028年10月7日前落实。
- GCash母公司Mynt确定IPO最终发行价
菲律宾移动钱包GCash的母公司Mynt于10月2日确定IPO最终发行价为每股6.60比索。根据关联公司Globe Telecom向菲律宾证券交易所提交的披露,本次拟公开发行约80.27亿股,并设最多约12.04亿股二级股份超额配售,整体发行规模约600亿比索。按公司此前披露,发行股份约占IPO后股本的12%至13.8%;若超额配售全部行使,现有股东持股约86.2%。本次发行包含新股和老股,Mynt股票拟于10月20日在菲律宾证券交易所挂牌。
- 46岁数学博士AI炒股登上富豪榜,日赚超1.7亿元
10月11日,据证券时报援引《星期日泰晤士报》最新发布的2026英国富豪榜,被业内称为“数学家”的亚历克斯·格尔科排名第八,今年46岁,成为英国前十的富豪。他通过其旗下平台炒股、做市,总资产高达160.06亿英镑(约合1417亿元人民币),较2025年财富暴涨72.61亿英镑(约合643亿元人民币)。这意味着过去一年,他平均每天增值1989万英镑(约人民币1.76亿元)。
公开资料显示,亚历克斯·格尔科,1979年生于莫斯科,在莫斯科国立大学获得数学博士学位,毕业后搬到伦敦,先后加入德意志银行与GSA Capital,并在后者建立了外汇交易部门。(本文首发于钛媒体APP,作者|蔡鹏程,编辑|刘洋雪)
本文由 AI图鉴自动抓取并翻译,版权归原作者所有;如需查看原文请点下方链接。
The weekly newspaper Fintech, a feature product of titanium media TMTpostpublish, will integrate the regulatory policy and industry dynamics of the most important financial technology industry this week. Other Organiser
Regulatory developments
- The SEC consulted on the management of the operation of the Public Fund and the accompanying rules
On 9 October, the CSRC published three comments: Revised Measures for the Management of the Operation of the Public Fund for the Collection of Securities and Investment (Approval Draft), implementing regulations and guidelines on the content and format of the Fund ' s contracts. More than 10 years after its revision in 2014, the draft proposes to improve the regulation of the Fund ' s investment operations, consolidate its role as manager, support the development of equity-type funds, and adjust some of its regulatory indicators and operating mechanisms; the rules cover such matters as product registration, buy-back, investment restrictions, distribution of proceeds and the general assembly of holders. The accompanying text also details the type of fund, mode of operation and contract disclosure, requiring managers to enhance research, investment, full-process management of transactions and large-value foreclosure monitoring. The deadline for feedback is 8 November, and the CVM will comply with the publish procedure in the light of the refinement of the comments; they are currently drafts of comments, which have not yet entered into force.
- New regulation publish for the development and management of financial risk products, effective 1 November
publish of 9 October of the General Directorate of Financial Supervision, Regulations for the Development and Management of Insurance Products of the Property Insurance Corporation, with a total of 8 chapters, 41 articles, which have been in force since 1 November and the guidelines for the development of products, which have been in force since 2017, have been repealed. The new regulations reaffirm the principles of insurance benefits, compensation for losses, good faith, good faith contracts and risk pricing, and list eight categories of prohibited development; they regulate the terms, designations and rates of the main and the additional risk, respectively, and include a special chapter on the additional risk, specifying its definition, the purpose of the development and the negative list. The company must be led by the lead person in the product management committee, which continuously evaluates, revises or cleans up the product being sold; a human clause must be clear and easy to understand, and the content of the exemption must be clearly indicated. The responsibility for product management, such as the principals, the compliance manager and the general actuary, was further clarified.
- The list of persons who have been seriously discredited in the financial sector is mandatory from 1 October
The pilot regulations of the General Financial Supervisory Authority on the management of the list of persons with serious failures were published in July and implemented on 1 October. This report corresponds to the implementation nodes and is not new in October. It provides for the inclusion in the list of individuals, legal persons, etc., who are subject to regulatory penalties and whose violations are particularly serious in nature, in three categories: the suspension of institutional permits, the suspension of life-long exclusions or disqualifications; serious violations, with heavy penalties or measures such as access, and the disruption of market order; and the ability to comply with regulatory decisions and to be enforced by court decisions. Supervisory authorities can consider lists as important considerations in licences, qualifications, government procurement and bids and increase the frequency of inspections, and financial institutions can refer to the financing, credit, loan and insurance operations. A person eligible for a three-year stay in principle may apply for an advance removal if the decision has been complied with and the effects have not been repeated; the rules provide for prior notification, defence and credit restoration procedures.
Business dynamics
- It's time to send a letter of apology: it's probably not enough.
On 12 October, the Yishin Group issued a letter of apology on App ' s publish under the flag of Sichuan, the preferred candidate.
On the same day, the Beijing Public Security Bureau, Chaoyang Subdirectorate, informed that it had recently opened a legal investigation into suspected offences committed by Yishin-related companies. At present, criminal coercive measures have been taken in accordance with the law against suspects such as Tang Chiu (male, 53 years old) and Zhao Chiu (female, 51 years old).
EISG stated that on 22 May 2026, as a result of the fall in the size of its inclusive financial and wealth management operations and the poor returns, it had decided to completely stop the payment of sequestered products and to settle all investors fairly, to the extent possible, through a virtuous exit. However, owing to the large losses of many of the group ' s operations, as well as the low value of market-based disposal assets and the lack of an effective source of funding, substantial defaults in the collection of products were deeply regretted to product customers.
The letter indicated that after the complete cessation of payments for solid product collections, the Group had been able to streamline its operations in a systematic manner, entrust third-party institutions with the liquidation of funds, perform financial restructuring of the relevant materials, and initially found that the Group might be in debt overhang and that there was a significant shortfall in debt servicing. The low quality of the bottom assets corresponding to the non-payment of solid products by the IRGC has actively sought to market the overall disposal to no avail. The law-regulating agency indicated that it was not in a position to conduct an independent investigation of the compliance of such solid products on the basis of relevant material such as the channels and modalities of transactions provided by the group. Interface
- The Bank of Hangzhou completed the upgrade of direct participants in CIPS and speeded up the settlement of cross-border renminbi
Hangzhou Bank successfully completed the upgrading and identity of the CIPS system from indirect to direct participants. Building on the digital finance infrastructure of the CIPS, Hangzhou Bank focuses on cross-border payment pain points for foreign trade enterprises, creating an efficient, low-cost, cross-border renminbi clearing service system on a full line. It builds a new generation of cross-border payment platforms directly linked to the CIPS system, based on digital technologies such as big data and cloud computing, with the aim of helping Zhejiang foreign trade enterprises to improve cross-border liquidity efficiency by clearing second-rate accounts and providing services 24 hours a day. The direct participation of CIPS means that banks can access the core hub of the RMB cross-border payment system autonomously, reducing the middle link, improving the immediate and time-bound nature of cross-border liquidation and providing infrastructure support for foreign trade enterprises in their service regions.
- Intensive restructuring of the executive branch of the Central Bank
On 9 October, publish, the Supervisory Office of the Nine Rivers of the National Financial Supervisory Authority, approved the eligibility of the President of the Nine River Branch of the Bank of Li Zhang Zhongqin, for appointment within three months from the date of the administrative authorization decision.
Within a period of six months, there were four other batches of Chongryon Bank that fell: On 30 September, the Deyyang Subdirectorate approved the eligibility for the post of Vice-President of the Ming Deyang Branch; on 29 September, the Superintendency approved the appointment for the post of Vice-President of the Lee Gangeung Branch; on 24 September, the Shaanxi Financial Supervisory Authority approved the appointment for the post of Assistant Director of the Din Dinh-Sion Branch; and on the same day, the Vice-President of the Hebei-Yan Branch of the Yang Jin-shin Bank Bank was accredited for the post of Vice-President. Twenty-one dollars.
- Consider the adoption of artificial intelligence management by the Bank ' s Board of Directors
On 8 October, it was reported that the Bank ' s Board of Directors had considered the adoption of the Bank ' s Artificial Intelligence Management Scheme (version 1.0, 2026) prior to National Day. The Bank responded by implementing the publish manual intelligence guidance for the banking sector of the General Financial Supervisory Authority in June, which aims to improve the system of applied governance for the development of AI across the board. The reporting disclosed that the approach was to be integrated with the Board's strategic committee to establish a life-cycle management covering development, application and exit, covering data security, algorithm risk, ethical review, liability traceability and risk classification, and following the principle of “who is responsible for whom” It is called AI for risk management, customer services, operations management and internal controls; by the end of June 2026, more than 450 applications of LLM had been landed. The full text of the reporting was not yet available.
- The Deutsche Bank China Chongqing branch is closed.
The Chongqing Financial Supervisory Authority disclosed on 28 September that it had agreed to close the China Chongqing branch of Deutsche Bank, and that the payment would go back on 22 September.
In its reply, the Chongqing Financial Supervisory Authority stated that, following the receipt of this document, the China Chongqing branch of the Deutsche Bank should immediately cease all business activities and return the financial licence to me within 15 working days. In China, Germany and China should properly address the rehabilitation related to the closure of the Chongqing branch.
According to publicly available information, Deutsche Bank China is a fully-owned subsidiary of Deutsche Bank, headquartered in Beijing, and carries out worldwide trading banking under business banks, global market operations under investment banks and debt capital market operations under investment banks, wealth management under private banks and other operations to the extent permitted by Chinese laws, regulations and supervisory authorities. Interface
- 13 county agricultural comptoirs in Qinghai three counties to initiate integration and speed up the reform of a unified legal entity in Sindh Village
In late September, more than 10 county agricultural comptoirs in Qinghai Province under the jurisdiction of the three counties, Hwangnan, Hainan and Haibei Province, were announced on an ad hoc basis. In accordance with the scheduled agenda, these decentralized local legal entities will vote centrally on a package of bills before and after the national holiday, incorporating their respective legal personality in a new state-level unified corporate farmer bank.
According to the announcement, Haibei State has four county agricultural comptoirs in Haibe County, which are scheduled to meet in the morning of 9 October, and the core of the bill is centred on the establishment of a new “Cyanhai North Rural Commercial Bank”; On the side of Hoang Nam County, four companies, including colleagues, Senza, Zeku and Henan, have chosen to vote first on 30 September, on the basis of which to form a “Cyannan Rural Commercial Bank” in the Qinghai Sea; and on the side of Hainan State, the largest number of moves is planned for the Republic, Quid, Quinananan, Hoang and Xinghai Chambers, which are scheduled to vote simultaneously on 8 October. The three cantons together involve more than a dozen territorial legal entities, all of which operate on a state border. Interface
Three hundred and twenty-five million dollars in stock bank.
On 9 October, the Zhejiang Supervisory Authority of the National Financial Supervisory Authority, in a recital, agreed to grant shares of 4,467.82 million shares and 56.7354 million shares in the Bank of Internet-based traders held by the company Superstar Technology (002444.SZ) and Dr. Hangzhou Electronic Commerce Ltd., respectively. Upon completion of the concession, megastar technology will hold 101 million shares in Internet banks, with a share of 1.54 per cent, and will be the ninth largest shareholder in the bank.
The Internet Bank, a national Internet bank initiated by the Ant Group, has so far become one of our top private banks. In recent years, Internet banks have been moving in the direction of the introduction of new shareholders, the fourth industrial shareholder to be introduced by Internet banks, following the succession of three local Zhejiang companies in 2025. Twenty-one dollars.
- Xinhua Insurance has increased the country's Haitong H share and reduced its annual exposure.
On 9 October, the Xinhua Insurance Disclosure Billboard announced that after adding 9.9596 million shares to the H shares of Xinhua and Xinhua (Hong Kong) through Xinhua assets, the company had increased to a total of 710 million shares with Xinhua and Xinhua assets (Hong Kong), accounting for 20.24 per cent of the H equity share of Xinhua.
For the first time in the country, the equity share of the single issuer, H, was increased to more than 20 per cent of that issuer's equity share of H. If converted to the total equity share of 17,581 billion shares of the Queittung State, Xinhua has a share share of about 4.04 per cent, which is sufficient to be among the second largest single shareholders of this “brokerer” carrier.
Since 2026, there has been a marked reversal in the heat of risk raising, with only five insurance companies listed seven times in the year, according to the financial and economic organization of the time, and less than 30 per cent of 13 risk raisings over 30 cards in the same period in 2025. Time's money.
- The disclosure schedule for the 42 listed banks' three-quarters reports determines that Shanghai banks drink "head soup"
The third quarterly performance report of the listed banks, publish, is about to open. Currently, a number of listed companies have forecast the timing of their performance disclosures.
The disclosure schedule for the 42 listed banks found that the Shanghai Bank was well organized and that it would publish its report card for the first three quarters on 21 October. The second is Banco Sanctuary, Bank of Hangzhou, which will disclose the three-quarterly newspaper on 24 October, and Banco Jiangcheng, which will do so on 28 October. On 31 October, the three-quarterly press disclosure date, which included six major State-owned businesses, 18 banks would disclose their performance during the first three quarters of the year. Twenty-one dollars.
Developments abroad
- Spiko finished the $90 million B round.
On 6 October, Spiko, the token cash fund platform, announced the completion of the $90 million B round of financing, with the participation of the New Enterprise Associates, the Index Ventures, Bpifrance, Spedinvest and others; the company claimed cumulative financing to be $120 million. Spiko provides cash funds through web pages and mobile applications and is also open to the financial platform API, with products covering the euro, the United States dollar, the pound sterling and the Swiss franc. The company disclosed approximately $2.7 billion in its fund management assets and more than 10,000 clients in more than 25 jurisdictions; these size data were disclosed by the company. The additional funds will be used to launch new products, enter new markets and expand teams, with local teams planned for Germany, Italy, Spain, the Netherlands and the Nordic region.
- Guidance on Artificial Intelligence Risk Management for Financial Institutions publish Singapore Monetary Authority
The publish Guidelines for the Risk Management of Artificial Intelligence in Financial Institutions of 7 October of the Singapore Finance Authority (MAS) apply to all financial institutions and various types of artificial intelligence technology. The guidance requires the board and senior management to clarify their responsibilities and manage risks at the enterprise level and at the level of the specific application scenes, and to establish an AI usage list and assessment of the importance of the risk in terms of appropriate particle size. The scope of management includes data governance, system testing, manual oversight, network security, ongoing monitoring and change management; the agency remains responsible for the management of AI provided or embedded by third parties, and should assess the supplier and obtain sufficient assurance; if risk cannot be contained in its own risk preference, the related service may be limited, suspended or replaced. The guidelines allow for proportional control based on risk exposure to be implemented in stages: sections 3 to 4 are implemented from 7 October 2027 and sections 5 to 6 are to be implemented by 7 October 2028.
- The parent company GCash, Mynt, determines the final distribution price of IPO.
On 2 October, the parent company of GCash in the Philippines determined the final IPO distribution price to be 6.60 pesos per share. According to disclosures submitted by the associated company Globe Telecom to the Philippine Stock Exchange, approximately 8,027 million shares are to be publicly released and up to a maximum of 1,204 million shares of secondary shares oversold, with an overall distribution of about 60 billion pesos. As previously disclosed by the company, the distribution of shares accounts for approximately 12 to 13.8 per cent of post-IPO equity; if the over-sale is fully exercised, the current shareholders hold approximately 86.2 per cent. This issue includes new and old shares, and Mynt shares are scheduled to be listed on the Philippine Stock Exchange on 20 October.
- 46-year-old Doctor of Mathematics, A.A., gets on the list of rich people, earns more than $170 million a day.
On 11 October, Alex Gölke, known as the “mathematician” in the industry, ranked eighth, 46 years old, as the top 10 rich people in Britain, citing the latest publish in Sunday Times, the Securities Times. Through his platform, he has built and marketed a total of £16.006 billion (approximately £14.17 billion), which is £7261 million (approximately £64.3 billion) higher than his wealth in 2025. This represents an average increase of Pound19.9 million per day over the past year (approximately RMB176 million).
According to public information, Alex Gölke, born in Moscow in 1979, obtained a doctorate in mathematics from Moscow State University, graduated and moved to London, joined Deutsche Bank and GSA Capital, and established a foreign exchange transaction department in the latter. (This paper was first sent to the titanium medium APP by Cai Peng Cheng, editor of Liu Yangxie)
Auto-fetched and translated by AI Atlas. All rights belong to the original author.